金融援助
联邦直接贷款 are low-interest loans that offer in-school deferment for students enrolled at least half-time. Loan amounts are based on dependency status and the number of credit hours enrolled toward your DeVry degree. 符合条件的学生直接从美国贷款.S. 教育部.
有了直接贷款，你:
Borrow directly from the federal government and have a single contact―the Direct Loan Servicing Center―for everything related to the repayment of your loans, 即使你在不同的学校获得直接贷款
Can choose from several repayment plans that are designed to meet the needs of almost any borrower, 如果你的需求发生变化，你可以改变还款计划
要了解更多关于联邦直接贷款的信息，请访问 联邦学生资助 网站.
联邦直接无补贴贷款不以需求为基础, 低息贷款提供给符合条件的学生至少注册了一半. Loan amounts are based on a number of factors such as the student's cost of attendance and federal guidelines. 请浏览 联邦利率和费用 联邦学生援助网站的网页
联邦PLUS贷款 are credit-based loans for eligible students who are enrolled at least half-time. 对于本科生，PLUS借款人必须是学生的父母之一. 对于研究生，PLUS借款人是学生. PLUS loans are non-need based and loan amounts are based on the student's unmet cost of attendance.
For more information about the Federal PLUS Loan, click one of the following links:
本科生家长直接PLUS贷款
研究生和专业学位学生直接PLUS贷款
DeVry遵守有关学生贷款要求的联邦法规.
Code of Conduct agreements were designed to create and ensure uniform student loan practices that focus on the best interest of borrowers. 在这些文件中, 定义限制是为了管理学校员工之间的关系, 学习机构, 贷款人顾问委员会成员和学生贷款组织. Students are encouraged to review the Code of Conduct agreements to learn more about the requirements governing loan regulations.
If you have any questions about these documents, please contact DeVry Student Central.
Private loans are bank loans for educational expenses and are not insured by the government. 私人贷款是由银行或贷款人(而不是美国政府)发放的.S. 教育署), and many programs allow students to borrow up to the cost of attendance minus any financial aid received (包括 federal student loans). 还款条件因贷款机构而异.
贷款人可能会进行信用检查以确定信用价值(收入), 就业, 住院医生实习期, 等.)，然后才批准这些贷款. 有些学生可能需要联署人.
因为私人贷款的利率可能更高, it may be beneficial to complete a FAFSA to apply for and determine eligibility for federal loans and grants first, 然后只借你需要的钱来支付你的教育费用.
Federal student loans are required by law to provide a range of flexible repayment options, 包括, 但不限于, 以收入为基础的还款计划和以收入为条件的还款计划, 贷款减免的好处, 哪些私人学生贷款不需要提供.
If you are interested in learning more about private loans speak to your Student Support Advisor. For more information on specific private loan programs contact the lender of your choice. 请注意，您在选择贷方方面没有限制-请随意选购. 请参阅下文了解申请流程.
提交你的FAFSA. 如果你还没有提交FAFSA，请访问studentaid.ed.gov / sa / fafsa.
与你的学生支持顾问一起审查你估计的经济援助奖励.
确定你在每个贷款项目中需要借多少钱.
If you have remaining costs that are not covered by the financial aid or other grants or scholarships, 你可以考虑私人贷款. 记住要明智地借钱，只借你需要的教育费用.
当你申请私人贷款时, 有一个信用检查程序, 所以你的贷款审批, 后续利率及贷款费用(如适用), 是基于你的信用状况吗.
DeVry没有就贷款人的选择提出任何建议. 以下链接中的贷方按字母顺序列出, 因此，不要表明任何等级或偏好. Students are encouraged to review each lender’s terms and conditions before selecting a lender. 贷款人的条款和资格标准有时会改变, and while all of the lenders listed below currently provide loans to DeVry students, 他们可能并不总是这样做. 学生可以选择从其中一个图书馆借阅 上市私人贷款机构 或者从其他贷款人那里.
The academic year amounts of your Federal Direct Subsidized and/or Unsubsidized 贷款 are determined by several factors such as your grade level and financial need. Your Student Support Advisor can provide detailed information based on your individual situation.
You can reduce the amount of your loan(s) or refuse them entirely and still keep the other portions of your financial aid package. We will offer an initial award to assist with paying for tuition and related expenses that the student is eligible for and you are encouraged to only borrow what you need. A student support advisor will work with you so that you can determine what makes sense in your unique situation.
请访问联邦学生援助办公室 利率及费用 网页为最新的利率信息.
Federal Direct Unsubsidized loans are available to eligible undergraduate and graduate students. Federal Direct Subsidized loans are available only to eligible undergraduate students. The main differences between the two loans are 1) Subsidized loan eligibility is based on financial need, 而无补贴贷款则不是, 2) The government pays the interest on subsidized loans while the student is enrolled in school at least half-time, 3)补贴贷款只提供给符合条件的本科生.
主本票(MPN)在大多数情况下有效期为十(10)年.
付款发生在每届会议的第二至第五周之间. Credit balances will be mailed within 14 days from the date of the resulting credit balance on your student account. If you are eligible for a credit balance and have not received your check within 14 days of your credit balance notification, 届时请与我们联系.
1Student loans, grants and scholarships are available to those who apply and qualify.
FAFSA®是美国食品药品管理局的注册商标.S. 教育部
度 & 项目
在纽约，DeVry大学以纽约DeVry学院的形式运作. DeVry大学是由高等教育委员会(HLC)认证的， www.hlcommission.org. The University’s 凯勒管理研究生院 is included in this accreditation. DeVry is certified to operate by the State Council of Higher Education for Virginia. 阿灵顿校区:1400水晶博士., Ste. 120，阿灵顿，弗吉尼亚州22202. 德大学 is authorized for operation as a postsecondary educational institution by the Tennessee Higher Education Commission, www.tn.gov / thec. 莱尔校区:内珀维尔路4225号，400套房，莱尔，伊利诺伊州60532. Unresolved complaints may be reported to the Illinois Board of Higher Education through the online compliant system http://complaints.ibhe.org/. 查看DeVry大学的投诉流程 http://www.德.edu/compliance/student-complaint-procedure.html 课程的可用性因地点而异. 在基于现场的项目中, students will be required to take a substantial amount of coursework online to complete their program.
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